Embarking on your own is an exciting time. For many, this process happens in multiple steps – from gaining a first job to moving out of their parents’ home – but they are moves towards living life independently. While the perks of privacy and freedom are obvious, the responsibilities that come with independence can be often overlooked. Even when “adulting” feels like a struggle, most people will never look back once they have started out and instead will enjoy the independence and excitement of moving out.
To help you at this time of change in your life, this handy guide has put together some practical ideas of things you can do to improve your lifestyle and get the most out of your time and your money.
Be wise with your money
Being responsible for paying your rent and managing your money is a learning curve that takes times to master, and you may find that you need to dip into savings or get some additional help to make ends meet.
- Learn how to stretch your paycheque
When you get your first, entry-level job to support yourself, it is safe to say that your money is going to be thinly stretched, so it is worth learning how to make the most of your wages to ensure that you are being responsible. Work out how much money all your rent and bills are each month, as well as food expenses. Whatever you have leftover should go into a savings account, with a small allowance for socializing.
- Get extra help when you need it
Even if you are very astute with money, there may be unexpected costs that you will need to cover when you don’t quite have the funds saved or readily available – such as a car or home repairs or medical bills. When this happens, it’s important to know that living on your own does not mean that you cannot turn to others for help. Even after leaving your parents’ home, they may still be willing to help you in times of financial need. If, however, you are unable to seek their assistance, you can learn more about personal instalment loans online and how they can help you at this early stage of your independent life.
Make time for yourself
As a young person, it can be so easy to think that you need to work every hour of every day in order to be a good employee and make some headway with your career, but this simply isn’t the case. A life of all work and no play can lead to you feeling burnt out and tired all the time, which is no life at all. Instead, you need to get some ideas on what to do with friends in your spare time and put aside at least one day or evening a week to get out and just have fun.
Create a home you love
Finally, your new home will be the place where you can truly relax after a long day of work, so it is important that you love the space you’re in. To make your homes reflect who you are, you need to take on board these basic design principles.
A top tip is to include lots of stylish storage facilities so that you are able to keep your new place clean and tidy with minimal effort.